Tag: personal finance
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Renting vs. Purchasing in October 2023: Which is the Better Option?
Given the current economic climate, with high interest rates and high rents, it can be difficult to decide whether to rent or purchase a home. Both options have their own advantages and disadvantages, so it’s important to weigh all of the factors. Advantages of Renting Disadvantages of Renting Advantages of Purchasing a Home Disadvantages of…
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The Finances Behind Engagement Rings
As a newly engaged finance girlie, I believe I found the best deal for my engagement ring. Below is a TikTok that details the cost, cut, and clarity of my natural diamond ring from Brilliant Earth! When choosing an engagement ring, it’s important to consider your budget and your partner’s style. You also want to…
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Purchasing Your First Home
Purchasing a home is a major life milestone, and it’s important to be prepared before you start the process. One of the most important things to do is save for a down payment. I believe a 20% down payment is ideal, as it will help you avoid paying private mortgage insurance (PMI). PMI is an…
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Four Accounts to Own
These are 4 Types of Banking Accounts to Own In Your 20’s to Set Yourself Up for Financial Success. Four different types of bank accounts to own in your twenties to set yourself up for financial success! Your twenties are a great time to start building your financial future. One of the best ways to…
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How To Save Up Your First $100,000 in your 20s
I saved up my first $100,000 by the age of 23 all on my own and want to share my insights and learnings with others who may be on the same journey. Introduction: Saving up $100,000 in your twenties may seem like a daunting task, but it’s definitely possible with a little planning and effort.…
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How I Travel Hack with Credit Cards
Churning Credit Cards Taught Me How to Substantially Decrease my Travel Expenses Through Points If you watched my TikTok linked above, you may notice that my trip to 4 states [CO, WY, KS, and NE] were booked mostly through points. Traveling can be expensive, but it doesn’t have to be. With a little planning and…